We don't support this browser version anymore. Using an updated version will help protect your accounts and provide a better experience.
We don't support this browser version anymore. Using an updated version will help protect your accounts and provide a better experience.
It appears your web browser is not using JavaScript. Without it, some pages won't work properly. Please adjust the settings in your browser to make sure JavaScript is turned on.
There’s nothing like the feeling of straightening up a messy room after a long week. The motivation, the feeling of a fresh start, the sense of accomplishment you feel while looking at clean surfaces. Imagine this feeling, but after cleaning your entire home.
We spend so much time indoors that it’s worth fixing things up to make your house a home. Home improvements can mean any project that makes you feel happy and comfortable in your environment. This article will discuss some affordable, easy improvements as well as some more involved projects you can potentially finance using your home's equity.
Cleaning out your closet can be a cathartic experience. We all have the tendency to hold onto items for longer than necessary. This is a great rainy-day activity. Go through your dresser then closet and make piles of clothes you’re keeping and one for donating. This frees up storage space and provides room for new items.
Head over to your local nursery, farmer's market or home improvement store and pick up some new plants. This is a great way to spruce up your back and front yard. Line your driveway with flowers to welcome your guests and cover your backyard in colors that make you smile.
Throwing some fresh paint on your walls, doors and window trim can be an easy, relatively inexpensive way to fix-up your home. It can also be a fun activity to do with a partner, family member or friend.
Start brainstorming which rooms and pieces you want to paint. Remember that you don’t need to choose one color! An accent wall can be a fun addition to switch up the design of a room without making significant changes.
Make sure you have proper tools for the paint job. This could mean brushes, rollers, sandpaper, painter’s tape, tarps and more. Once you purchase your paint, make sure to prep the room by covering what is needed and opening windows, when necessary, for ventilation.
A simple update that goes a long way is replacing bathroom and kitchen fixtures, especially if you’re looking to sell in the near future. Stainless steel appliances can be affordable and are well sought after in the homebuying market. This can be anything from doorknobs, sinks, faucets, to cabinet fixtures and more.
Gutters, when left unclean, can be a cause for flooding, especially in basements. Although it isn’t the most exciting project, it can go a long way for preventing irreversible damage in the future. Grab some gloves, a tool to remove the debris, a sturdy ladder and take time each year to ensure your gutters are free of debris.
Power washers use high pressure streams of water to remove dirt and other materials from outdoor surfaces. You can rent a power washer for a couple of hours or buy one if you plan on doing it more than a few times a year. Use it to clean off your deck, patio and any other surface you’d like on or around your house.
Replacing your roof is a bigger project. The cost varies depending on the size of your home, the damage to your roof and the quality of materials you’re looking for. Because of this, it’s hard to narrow down a price range. A roof replacement may cost anywhere from $5k to $30k. It may be worth looking into financial assistance for this kind of project.
Minor bathroom remodels have a 102 percent average return at resale. A bathroom remodel can cost anywhere between $3-$15k depending on how much you are redoing, the size of the bathroom and the materials. Some homeowners will replace the toilet and sink, but leave the floor, walls and cabinetry.
A full bathroom remodel takes longer and can become more involved during the process. It’s possible that problems are uncovered as construction moves forward, so always be prepared from both a budget and timeline perspective.
Landscaping has a high return on investment (ROI) as well. You can find inspiration from your neighbors and possibly even go to a local garden center for free design services. Adding fun focal points like fountains, floral arrangements, pathways, a gazebo and stylized shrubbery is a great way to bring life back into your home. It also enhances your home’s curb appeal.
Major kitchen remodels have an ROI of about 90% in resale and can cost around $40k in a midrange home. A major remodel usually means gutting the kitchen and putting it back together, re-doing the layout or replacing most kitchen items. If you’re planning to sell, staying with neutral kitchen colors is always a good bet.
There are various projects to take on in this realm to fix up your home such as:
You can’t go wrong with any of these improvements and it will only increase the appeal of your home for a buyer in the future.
You can pay for home improvements in several ways:
Updating your home through both small and large improvements can be an empowering experience. Whether it is cleaning out your closet, replacing your roof, redesigning your kitchen or landscaping, any improvement can go a long way. It's important to live in a space that makes you feel good, and we are here to help get you there.
Whether you want to lower your monthly payment, reduce the total amount you pay for your home or use your home’s equity to take cash out, refinancing can be a great option to meet your financial goals. No matter your reason, it’s important to find the option that works best for you.
If you are looking to have smaller mortgage payments, refinancing could be the right choice for you.
Buying a second home can be tricky, but with preparation and some help from experts, you can make an informed decision that’s right for your situation.
This article is for educational purposes only. JPMorgan Chase Bank N.A. does not offer this type of loan. Any information described in this article may vary by lender.
We offer a variety of mortgages for buying a new home or refinancing your existing one. New to homebuying? Our Learning Center provides easy-to-use mortgage calculators, educational articles and more. And from applying for a loan to managing your mortgage, Chase MyHome has everything you need.
Whether you're determining how much house you can afford, estimating your monthly payment with our mortgage calculator or looking to prequalify for a mortgage, we can help you at any part of the home buying process. See our current mortgage rates, low down payment options, and jumbo mortgage loans.
Refinance your existing mortgage to lower your monthly payments, pay off your loan sooner, or access cash for a large purchase. Use our home value estimator to estimate the current value of your home. See our current refinance rates and compare refinance options.
Our affordable lending options, including FHA loans and VA loans, help make homeownership possible. Check out our affordability calculator, and look for homebuyer grants in your area. Visit our mortgage education center for helpful tips and information. And from applying for a loan to managing your mortgage, Chase MyHome has you covered.
Go to Chase mortgage services to manage your account. Make a mortgage payment, get info on your escrow, submit an insurance claim, request a payoff quote or sign in to your account. Go to Chase home equity services to manage your home equity account.
Chase Bank serves nearly half of U.S. households with a broad range of products. To learn more, visit the Banking Education Center. For questions or concerns, please contact Chase customer service or let us know at Chase complaints and feedback.
“Chase,” “JPMorgan,” “JPMorgan Chase,” the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. JPMorgan Chase Bank, N.A. is a wholly-owned subsidiary of JPMorgan Chase & Co.
Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.